OUR INSURANCE PARTNERS
OUR INSURANCE PARTNERS
Protect Your Unit With Condo Insurance
When shopping for condo insurance, you should pay close attention to the coverages offered by the insurance policy. These include the personal property coverage, liability protection, and fixtures and fittings coverage. Living expenses coverage is also vital. This coverage will help you pay for medical expenses and legal fees should an unfortunate incident occur. Whether you’re a renter or own a condominium, you’ll want to have the right coverage in case of an accident.
As a condo owner, you’re responsible for protecting your personal property, including your electronics and furniture. Some personal property coverage pays for the replacement or actual cash value of your belongings, both inside and outside of your unit. The policy can also provide loss of use coverage, which reimburses you for living expenses if you are forced to leave your home due to damage or theft.
Your Home is Your Castle
Your house is one of your biggest assets and the place you call home. It’s important to have good coverage without overpaying for it. We can help you with that by shopping multiple homeowners insurance carriers to find you the best combination of price and coverage.
Also, most mortgage companies require homeowners insurance to protect your loan and we’re happy to help you find a rate you can afford.
GET YOUR FREE CONDO INSURANCE QUOTE
Start the quote online or pick up the phone and call us. One of our licensed Insurance Advisors will walk you through every step, from comparison to purchase, offering unbiased advice of which insurance carrier best matches your needs. Plus, we will help you figure out which discounts apply to you so you can get the best savings.
Consult Sylmar’s Insurance Experts Today
Coverage for personal property with condo insurance will typically have a limit on the value of the personal property. However, you can increase this amount by purchasing an endorsement or floater that includes items of greater value. You can also opt for actual cash value or replacement cost coverage to replace your personal property in the event of a covered loss.
When you purchase condo insurance, be sure to choose a policy that covers the parts of the structure that you are responsible for. Liability coverage for condo insurance is also essential if your unit is oversized or has shared spaces with other units. Without liability coverage, you could be financially ruinous. At Madero Insurance, we can help you secure condo insurance at affordable rates. Find the coverage you need to protect you and your property. Contact us today to get a free quote!