We shop dozens of auto insurance partners to find you the best combination of price and coverage. So you never have to sacrifice one for the other.

We welcome all types of drivers, from Good Drivers to  New Drivers seeking a great rate. We even help those who are searching for an SR22

After you complete our simple online quote form, you’ll get an Instant Quote®. This quote will be a range of our auto insurance partners’ rates. If you’re ready to start shopping our partners’ rates online, start your Madero Instant Quote now.

There are several factors to consider when shopping for car insurance. These include liability coverage limits, Premiums, Deductibles, and Underwriting. Understanding all of these factors will help you choose the best insurance for you. Make sure to read the fine print. You can ask questions to your insurance agent as well. It’s always best to have as many details as possible before you make the final decision.

The limits of liability coverage for car insurance are an important part of your overall insurance plan. They protect you from the risk of a third-party claim and payout to the injured party if you cause serious injuries to them or cause property damage to their property. By having higher liability limits, you’ll be able to avoid paying excess claims if you get into an accident.

While many factors play a role in determining car insurance premiums, age and location are perhaps the biggest factors. Young drivers pay the most on average due to the lack of on-road experience and high premiums. If you live in a densely populated area and spend a lot of time on the road, it increases the chances of a collision. Other important controllable factors include your occupation and the distance you drive to work. The insurer will also consider the number of miles you drive each year. You can lower your premiums by avoiding driving your vehicle to work if you can or looking into multiple-policy insurance discounts.

Another factor affecting premiums is the type of vehicle you drive. You should pay less for a 2002 Honda Accord than a brand-new Ferrari Portofino. The reason is obvious: the cost of repairs is higher on a luxury car. However, you should still make sure to check on the type of coverage that suits your needs and budget. Consult our insurance agents at Madero Insurance today!